Skip to content Many Texas insurers reward drivers who complete an approved defensive driving course, often for up to three years. Finish our 6-hour TDLR-approved course online, send your certificate to your agent, and ask what your policy qualifies for.
To an insurance company, a driver who has just completed an approved safety course is a lower risk. That is why many Texas insurers offer a discount on certain coverages once you show them a completion certificate.
The discount is not automatic. You have to send the certificate and ask. The amount, which coverages it applies to, and how long it lasts all depend on your insurer and your policy, so your agent is the person to confirm it.
You can take the course voluntarily, just for the discount and the skills.
Many policies keep the discount for several years after you complete the course.
One course price. No subscription, no hidden course fees.
Discounts vary and are not guaranteed for every driver.
Ask your agent before you enroll, and you'll know exactly what to expect.
Confirm your insurer offers a discount for an approved Texas course and how to submit proof.
At your own pace, on any device, in English or Spanish.
Issued on completion, by the delivery option you chose at enrollment.
Email or upload the certificate to your insurer and confirm the discount shows on your policy.
A five-minute call now saves guesswork later. These are the answers that decide what you actually save.
Fill in your details, copy the message, and send it with your certificate attached.
Nothing you type here is saved or sent anywhere.
Same course, two different goals. Here is how they compare.
| Ticket dismissal | Insurance discount | |
|---|---|---|
| Need a ticket? | Yes, an eligible one | No |
| Who approves it | Your court | Your insurer |
| Ask permission first? | Yes, before your appearance date | Recommended, to confirm the discount |
| Where the certificate goes | The court, often with a certified driving record | Your insurance agent or company |
| How often | Generally once every 12 months | Depends on your insurer's rules |
| Course | 6 hours · $25 · online | 6 hours · $25 · online |
Our San Antonio team can help with certificates and enrollment questions.
(210) 580-6533 support@drivedefensivelytexas.clickIt depends on your insurer, your policy, and which coverages the discount applies to. Your agent can give you the exact figure before you enroll.
Many insurers keep it in place for up to three years. Ask your agent when it starts and when it ends.
No. Anyone can take it voluntarily for an insurance discount or simply to become a safer driver.
No. Discounts vary by insurer and policy, and some policies do not offer one. Confirm with your agent first.
Your certificate is issued on completion by the delivery option you chose at enrollment. Most insurers accept it by email, upload, or mail. Your agent will tell you where.
Yes. Choose English or Spanish at enrollment. The approval and certificate are the same.
Take the TDLR-approved course online for $25, send your certificate to your agent, and become a calmer, safer driver along the way.
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